CREDIT CARDS.

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Author: Goldwasser, Joan

Legend for Chart:

A - ISSUER
B - RECENT RATE
C - CASH-ADVANCE RATE/FEE
D - ANNUAL FEE
E - RATE EARNED STORE/OTHER
F - TOLL-FREE NUMBER

     A

                  B                     C            D
                  E                     F

L.L. Bean (P)

              11.50%                19.74%/3.0%     none
              3%/0.5% (†)    800-545-7898

REI (G)

              15.49                 20.49/4.0       none (§)
              (**)/1                877-734-9737

Amazon.com (P)

              none(#)               22.24/3.0       none
              3/1(‡)         866-422-6566

As of February 10; rates are adjustable. (P) Platinum card.
(G) Gold card. (†) Must be a Wells Fargo account holder.
(#) Six-month into rate, then 16.24%. (§) Must be an REI
member. (*) May be lower depending on balance.
(‡) Rebates valid only for store purchases.
(**) Purchases accrue toward patronage refund.

SOURCE: Bankrate.com, N. Palm Beach, Fla.
Banks may offer lower introductory rates.

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By Joan Goldwasser