CREDIT CARDS Get a jump on college savings.

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Author: Goldwasser, Joan

Open a 529 college-savings plan for your child, and a new credit card will help you fund the account. Barclays Bank has joined with Mothers Work, which sells maternity clothes, to introduce the Futuretrust MasterCard (888-878-7868; Rebate cards Best of the cash-back cards

Legend for Chart:

A - ISSUER
B - RECENT RATE(*)
C - CASH-ADVANCE RATE/FEE
D - ANNUAL FEE
E - REBATE TERMS
F - TOLL-FREE NUMBER

      A                         B                       C
                   D            E                       F

National City Everyday
Rewards Elite Visa            11.49%                23.49%/3%
              none            up to 4%(‡)    888-622-4932

American Express Blue Cash    12.49                 22.49/3
              none            up to 5%              800-223-2670

Chase Rewards Plus Visa       13.24                 21.99/3
              none            up to 5%(#)           800-347-7887

Citibank Dividend
Platinum Select (P)           13.24                 23.24/3
              none            up to 5%(§)      800-931-9587

Capital One No Hassle
Cash Rewards                  14.15                 20.05/3
              none            up to 2%              877-304-2066

As of March 10; rates are adjustable. (P) Platinum card. (G) Gold
card. (*) If you do not qualify for this interest rate, the
issuer will offer a higher-rate card. (‡) Rebates are in
$100 increments and expire after 24 months. (#) Annual maximum
$750. (§) Annual maximum $100. SOURCE: Bankrate.com, N. Palm
Beach, Fla. Banks may offer lower introductory rates.

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By Joan Goldwasser