Money 50.

T. Rowe Price New Era took a 10% dive in the month ended Oct. 21. Not surprising, given that two-thirds of this natural-resources fund's holdings are in the energy sector, which fell 14% over the same period. FPA New Income was the only MONEY 50 fund up for the month. That's mainly because the fund has a large cash position, so it avoided the bond market's decline. Year-to-date return is only 1%. The fund hasn't had a losing year since 1977.

Legend for chart:

A: FUND (TICKER)
B: TOTAL RETURN | ONE MONTH
C: TOTAL RETURN | ONE YEAR
D: TOTAL RETURN | THREE YEARS[1]
E: EXPENSES (AS % OF ASSETS)
F: PHONE NUMBER (800)

Large-Cap
American Funds Amcap (AMCPX)
                       -1.8%    8.4%    12.8%    0.68    421-0180

American Funds American Mutual (AMRMX)
                       -2.8     7.6     12.1     0.60    421-0180

Fidelity Capital Appreciation (FDCAX)
                       -4.0     6.6     17.7     0.90    343-3548

Fidelity Dividend Growth (FDGFX)
                       -0.9     8.0      8.5     0.89    343-3548

Jensen (JENSX)
                       -1.2     3.2      5.2     0.85    992-4144

Matrix Advisors Value (MAVFX)
                       -1.9     3.2     14.0     0.99    366-6223

Mosaic Investors (MINVX)
                       -0.8     4.4      9.1     0.89    368-3195

Selected American (SLASX)
                       -2.5    12.2     15.1     0.93    243-1575

Sound Shore (SSHFX)
                       -2.1    15.7     17.4     0.98    551-1980

T. Rowe Price Blue Chip Growth (TRBCX)
                       -1.8     8.7     11.1     0.87    638-5660

T. Rowe Price Equity Income (PRFDX)
                       -3.5     8.7     13.8     0.73    638-5660

Vanguard Total Stock Market Index (VTSMX)
                       -3.0     9.7     13.9     0.19    851-4999

Vanguard Windsor II (VWNFX)
                       -4.1    12.7     16.6     0.36    851-4999

Midcap
ABN AMRO Mid Cap (CHTTX)
                       -4.4     5.8     20.1     1.29    992-8151

FAM Value (FAMVX)
                       -0.6    10.5     15.0     1.20    932-3271

Fidelity Value (FDVLX)
                       -3.9    15.5     21.2     0.93    343-3548

Janus Mid Cap Value (JMCVX)
                       -3.8    12.9     20.8     0.94    525-3713

Meridian Growth (MERDX)
                       -1.6     3.5     16.4     0.86    446-6662

Meridian Value (MVALX)
                       -3.1     9.5     16.5     1.08    446-6662

Muhlenkamp (MUHLX)
                       -6.0    17.6     23.5     1.13    860-3863

Nicholas II (NCTWX)
                       -1.9     8.0     13.8     0.63    227-5987

Vanguard Mid-Cap Growth (VMGRX)
                       -1.9    15.1     15.7     0.35    851-4999


Small-Cap
Ariel Fund (ARGFX)
                       -3.9     5.5     16.4     1.07    292-7435

Delafield (DEFIX)
                       -4.2     8.4     20.3     1.32    221-3079

FPA Perennial (FPPFX)
                       -2.0    11.1     18.0     0.97    982-4372

Neuberger Berman Fasciano (NBFSX)
                       -2.6     4.8     12.6     1.22    877-9700

Royce Opportunity (RYPNX)
                       -2.3    11.7     29.8     1.14    221-4268

Royce Pennsylvania Mutual (PENNX)
                       -3.8    13.1     22.4     0.89    221-4268

Third Avenue Small-Cap Value (TASCX)
                       -2.5    15.5     24.4     1.14    443-1021

Vanguard Explorer (VEXPX)
                       -2.6    13.1     19.2     0.56    851-4999


Specialty
Cohen & Steers Realty (CSRSX)
                       -3.1    17.1     28.9     1.01    437-9912

SSgA Emerging Markets (SSEMX)
                       -6.9    34.6     32.1     1.25    997-7327

* T. Rowe Price New Era (PRNEX)
                       -9.7    22.1     26.9     0.68    638-5660


Foreign
American Funds EuroPacific Growth (AEPGX)
                       -3.7    19.7     21.0     0.82    421-0180

Artisan International (ARTIX)
                       -3.6    17.5     17.0     1.22    344-1770

Dodge & Cox International Stock (DODFX)
                       -3.6    20.9     31.3     0.77    621-3979

Oakmark International (OAKIX)
                       -3.3    18.8     23.8     1.21    625-6275

T. Rowe Price Intl. Discovery (PRIDX)
                       -4.5    26.4     34.7     1.31    638-5660

Vanguard International Growth (VWIGX)
                       -4.4    15.9     19.3     0.61    851-4999

Vanguard Total Intl. Stock Index (VGTSX)
                       -4.3    17.8     22.0     0.31    851-4999


Bond
American Century Intl. Bond (BEGBX)
                       -2.6     0.3     11.3     0.84    345-2021

American Funds American Hi.-Inc. (AHITX)
                       -0.4     6.0     17.1     0.67    421-0180

Dodge & Cox Income (DODIX)
                       -0.3     2.3      5.2     0.44    621-3979

* FPA New Income (FPNIX)
                        0.2     1.4      4.8     0.61    982-4372

Harbor Bond (HABDX)
                       -1.2     2.0      5.5     0.56    422-1050


Payden High Income (PYHRX)
                       -0.4     3.5     11.6     0.52    572-9336

Vanguard Inflation-Protected Sec. (VIPSX)
                       -1.4     3.0      7.6     0.17    851-4999

Vanguard Intermediate-Term T/E (VWITX)
                       -0.7     1.2      4.1     0.14    851-4999

Vanguard Short-Term Bond Index (VBISX)
                       -0.5     0.5      2.8     0.18    851-4999

Vanguard Total Bond Market Index (VBMFX)
                       -1.0     1.5      4.3     0.20    851-4999

NOTES: As of Oct. 21. Ticker symbols represent largest share class. [1] Annualized.

SOURCE: Lipper, New York; 877-955-4773.