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Go to page: [ 1 ] [ 2 ] [ 3 ] ... [ 116 ] [ 117 ] [ 118 ] [ 119 ] Loan Break for Library Students? (04 Jun 2006) Reports
that the U.S. House of Representatives passed an amendment to the
Higher Education Act that would forgive student loans for librarians
working in poor communities; Shortage of librarians across the United
States; Proposal of the amendment by Representative Raul Grijalva of
Arizona.Full Text Word Count:152P
Chile to Create Loans for Private U.'s. (04 Jun 2006) Reports
on the plan of Chile to create a loan guarantee program for students at
private universities. Amount of the fund that was passed by both houses
of the Chilean Congress; Opposition of public-university students to
the plan; Number of private universities that support the provision.Full Text Word Count:304P
Lawmakers Offer Direct-Loan Plan. (04 Jun 2006) Reports
on the introduction of the Student Aid Reward Act in the U.S., a bill
that aims to generate scholarship funds by enticing colleges to
participate in the direct-student-loan program instead of the
guaranteed-loan program. Connection of the bill to the battle over
direct lending in the country; Proof that direct lending is cheaper;
Information on the direct lending program.Full Text Word Count:192P
Higher learning, higher flying. (04 Jun 2006) The
editorial comments on access to higher education in Canada with
income-contingent loans. Former Ontario premier Bob Rae released his
interim report on how to fix his province's university and college
system last fall and mentioned the concept of income-contingent loans.
This form of student financing defers tuition payments until students
leave school. The ultimate repayment schedule is determined by their
income after graduation. Income-contingent loans have the ability to
solve all the major problems facing our post-secondary system. They
permit the deregulation of fees while keeping higher education
accessible to all income levels. That graduates should be expected to
pay their share strikes us as fair, since they stand to make the
greatest gains. So it was disappointing to see Rae push this notion
aside in his final report and instead promote a system of grants, loans
and differential fees based on student income levels entering school.
At the same time, Alberta recently announced a freeze on tuition and
pledged to create 60,000 new post-secondary spaces. Again, the
sentiment is well-placed, but the implementation is wrong. Capping
tuition and forcing schools to rely even more heavily on the whims of
government funding is not a permanent solution to higher education's
problems.Full Text Word Count:823Persistent link to this record: h
Sallie Mae Sued Over Student Loans. (04 Jun 2006) Deals
with the lawsuit filed by College Loan Corp. against the Student Loan
Marketing Association over student loans. Amount of damages sought by
College Loan against the association; Allegations against the
association; Background on the operation of the association.Full Text Word Count:360P
WAYS & MEANS. (04 Jun 2006) This
article reports that U.S. Secretary of Education, Margaret Spellings,
has decided that the New Mexico Educational Assistance Foundation, a
nonprofit lender that the Education Department's Office of the
Inspector General has accused of overcharging the government by up to
$36-million in payments to subsidize student loans, will not have to
pay the money back. The inspector general's report, issued in May,
recommended that the department require the foundation to return what
the report called overpayments. At issue were payments that the
Education Department had made to the foundation to finance new student
loans with tax-exempt bonds. In the 1980s, the Congress allowed
nonprofit lenders a guaranteed return of 9.5 percent to protect them at
a time when the economy was sour and the costs of making loans were
soaring. The Congress stripped away that advantage in 1993 but
grandfathered in loans already made. Under a practice known as
recycling, lenders get the guaranteed 9.5-percent return on new loans
they make with funds from payments they have received on loans financed
with the bonds.Full Text Word Count:439Persistent link to this record: h
College Dropouts Face Loan Hardships. (04 Jun 2006) Reports
on the results of the "Borrowers Who Drop Out: A Neglected Aspect of
the College Student Loan Trend" report which deals with loan hardships
of college dropouts in the U.S. as of May 13, 2005. Rate of
student-loan borrowers who never receive a degree; Number of college
dropouts who had loan to repay in 2001; Probability of unemployment on
college dropouts.Full Text Word Count:246P
The Educated Move. (04 Jun 2006) Presents
advice for locking in low interest rates on student loans by
consolidating. How federal student-loan interest rates will rise on
June 30, 2005; Consideration of resources with information on loan
consolidation, such as smartloan.com.Full Text Word Count:104P
Rock BOTTOM. (04 Jun 2006) Focuses
on the advantage of consolidating student loans to take advantage of
low rates before June 30, 2005. Estimated amount of money that can be
saved from consolidating a Stafford loan before June 30; Benefit of
consolidating loans with a private lender; Ways to maximize savings
from the lower rates.Full Text Word Count:921P
Financial Aid and Student Access: Key Issues Before Congress. (04 Jun 2006) Provides
information on several budget proposals released by U.S. President
George W. Bush concerning federal student-aid and college-access
programs in the U.S. for the 2006 fiscal year. Increase in student-loan
limits; Removal of campus-based student aid; Transfer of funds from
several programs that are removed into block grants.Full Text Word Count:1273
Save or pay off DEBT? (04 Jun 2006) Presents
financial advice on retirement savings and loan payments. Definition of
good and bad debt; Information on individual retirement arrangements;
Ways to pay student loans.Full Text Word Count:699P
A Debtor's Education. (04 Jun 2006) Details
one student's experience with college loans while attending the
University of Nebraska. How the student wasn't fully aware of the loan
process while in school and how he used of the loan proceeds; His
attempts to pay off the loan; Advantages of consolidation of student
loans; Financial effect of student loans after graduation.Full Text Word Count:833Persistent link to this record: h
Easing the Loan Payback Pain. (04 Jun 2006) Presents
several tips for U.S. college students on borrowing money for
education. Consolidation of interest rates; Selection of a right
payment plan; Consideration of nonprofit or lesser-known lenders;
Avoidance of credit cards.Full Text Word Count:1161
Direct Student Loan Program is a Taxpayer Rip-Off. (04 Jun 2006) Focuses
on the student loan program for college students in the U.S.
Information on the Direct Student Loan Program launched by the
administration of former U.S. President Bill Clinton in 1995; Views of
former Federal Reserve Board member Lawrence Lindsey on the direct
lending program; Action to be taken by Senator Ted Kennedy (D-Mass.) to
make U.S. universities and colleges use the program.Full Text Word Count:558P
Higher Education Assistance Group Fights to Save Perkins Loan Program. (04 Jun 2006) Deals
with the launch of a campaign by the Coalition of Higher Education
Assistance Organizations for the U.S. Congress to eliminate the Perkins
Loan Program for college students. Reason behind the opposition of the
coalition to the student loan program proposed by President George W.
Bush; Overview of the loan program; Efforts of the coalition in
soliciting the support of students, colleges, universities and teachers
for the campaign.Full Text Word Count:255P
Report Assesses Cost of Direct Loans. (04 Jun 2006) The
article reports that direct lending to college students has cost
taxpayers more than originally forecast, but it still costs five times
less per loan than guaranteed lending, according to a U.S. Government
Accountability Office report released belatedly last week by the
Republican chairman of the House of Representatives' education
committee. Under the direct-loan program, the Education Department
provides loans directly to students through their colleges, bypassing
the banks and student-loan-guarantee agencies that make up the rival
guaranteed-loan program.Full Text Word Count:392Persistent link to this record: h
A BATTLE OF PERCENTAGE POINTS. (04 Jun 2006) Features
the benefits of consolidating student-loans to the students in the U.S.
Possible increase in student-loan interest rates in July 2005; Savings
that a loan borrower may get from student-loan consolidation;
Consideration of proposals by the Congress for the reauthorization of
the federal Higher Education Act in the country.Full Text Word Count:1750
Education Department Allows Use of Loophole in Student-Loan Consolidation. (04 Jun 2006) Reports
on the decision of the U.S. Education Department to allow students to
consolidate their federal guaranteed loans while they are still in
college. Advantages provided by the decision to students; Provision of
the federal student-aid law; Arguments raised by loan-industry
officials against the approach advocated by Nancy C. Coolidge, who
lobbies on student-aid programs for the University of California system.Full Text Word Count:915P
Student and Graduate Debt. (04 Jun 2006) The
article informs that Fiona Hyslop of Scottish National Party, Lothians,
opened a debate on student and graduate debt by saying that replacing
loans with grants of the same value would save public money. Murdo
Fraser, Conservative from Mid Scotland and Fife said that extending the
student loans system would mean that students would not have to use
high interest credit cards. Fiona Hyslop disagreed, although she
acknowledged that credit card debt was highly significant. She accused
the Conservatives of wanting to commercialise all debt, which would
compound the debt problem rather than resolving it.Full Text Word Count:951P
STUDENT LOANS: BETTER LOCK IN THAT RATE. (04 Jun 2006) Reports
that the rate on federally guaranteed Stafford Loans is expected to
rise. Suggestion that college students refinance their student loans
into a single consolidated loan; Report that students can ask to start
repaying their loans and then request a deferral on repayment until
after they graduate.Full Text Word Count:186P
Combatants Alter Tactics in Fight Over Student-Loan Consolidation. (04 Jun 2006) Focuses
on the potential effects of the increase in fixed interest rates for
student loans on the congressional debate over student loan
consolidation in the U.S. Changes in methods for calculating the
interest rate for student-loan borrowers who consolidated their debt
proposed by the House of Representatives Committee on Education and
Workforce; Option for consolidating debts suggested by Representative
Thomas E. Petri; Efforts of loan industry officials in encouraging the
legislators to look for the consolidation program for savings as part
of the budget-reconciliation process.Full Text Word Count:2340
Pennsylvania Legislators Question Sallie Mae's Bid to Take Over State Loan Agency. (04 Jun 2006) Focuses
on issues surrounding the U.S. Student Loan Marketing Association's bid
for control of the Pennsylvania Higher Education Assistance Agency.
Reasons behind the association's bid; Obligation of the Student Loan
Marketing Association under the bid; Charges of the agency against the
association.Full Text Word Count:1459Persistent link to this record:
IN BRIEF. (04 Jun 2006) Presents
news briefs on higher education in the U.S. as of February 11, 2005.
Position of Sally L. Stroup at the U.S. Education Department; Decision
of a federal appeals court on a jury's 2003 ruling regarding a lawsuit
filed against the Student Loan Marketing Association by College Loan
Corp.; Need of the U.S. Congress to phase out federal student aid
according to a report by the Cato Institute.Full Text Word Count:230Persistent link to this record: h
Education Department Fails to Oversee College Lenders, Report Asserts. (04 Jun 2006) Reports
on the assertion of a report released by the Government Accountability
Office that the U.S. Education Department must improve its oversight of
colleges that acts as lenders in the federal guaranteed student-loan
program. Failure of the department's Office of Federal Student Aid to
collect compliance audits for the 2002 fiscal year; Concerns raised by
critics on the law governing government-subsidized student loans;
Response of the department to the report.Full Text Word Count:561Persistent link to this record: h
GRADUATES SHOULD CONSOLIDATE LOANS NOW. (04 Jun 2006) Reports
on the benefits of consolidating education loans to graduated or
soon-to-graduate college students in the U.S. on July 1, 2005 according
to the Financial Planning Association. Interest rates of consolidated
education loans; Demand of private lenders regarding interest rates;
Provisions of the proposed 2006 Federal budget of the administration of
President George W. Bush for borrowers and lenders of such loans.Full Text Word Count:308P
Sallie Mae Settles Competitor's Lawsuit. (04 Jun 2006) Reports
on the agreement of the Student Loan Marketing Association (Sallie Mae)
to settle a lawsuit filed by the College Loan Corp., one of Sallie
Mae's competitors in the U.S. federal program that allows college
students to consolidate their loans. Allegations of College Loan
against Sallie Mae; Argument between the companies over the
single-holder rule of the Higher Education Act.Full Text Word Count:312Persistent link to this record: h
STUDENT LOAN BLUES. (04 Jun 2006) Offers
advice for a student on paying default student loans. Maturity date of
a default student loan; Options for repayment of the loan according to
the Federal Student Aid to restore eligibility.Full Text Word Count:255P
Filling That "Unmet Need". (04 Jun 2006) The
article offers tips for making up the difference between college
financial aid packages and tuition costs. Unmet need is what is left
after you subtract all your loans, grants and scholarships and whatever
you can pay out of pocket from a school's tuition and fees. Cindy
Bailey, the College Board's executive director for education finance
services and a former financial aid officer, says the situation is
tough but not hopeless. There are loan options many parents do not know
about as well as strategies for squeezing a bit more out of financial
aid offices.Full Text Word Count:1293Persistent link to this record:
Needy families benefit from a total loss. (04 Jun 2006) Highlights
Akzo Nobel Coatings Inc.'s Acoat Benevolence Program which helps body
shops restore totaled vehicles to pre-loss condition and then donates
the cars to needy families and organizations in the United States.
Recruitment of the Acoat service centers on a local level; Aim to
promote goodwill at the local level within a community.Full Text Word Count:423Persistent link to this record: h
Donate your car to the National Kidney Foundation. (04 Jun 2006) Reports
on the National Kidney Foundation's acceptance of car donations in New
York, New York. Need for donors' issuance of letters for tax purposes;
Eligibility of donors to tax deductions; Contact information.Full Text Word Count:322Persistent link to this record: h
CAPTIVE AUDIENCE. (04 Jun 2006) Reports
on the advertising campaign created by Bruce Petersen of the KnollGroup
in Oregon for Habitat for Humanity, urging people to donate their cars
to charity. What Petersen admits about the project; Part of a bus that
Petersen considers the perfect place for such advertisement; Bus
campaign text.Full Text Word Count:213P
A SMART TIME TO HAND OVER THE KEYS. (04 Jun 2006) Mentions
the changes in the current system regarding tax deductions when one
donates a car to a charity. How the donor is only allowed to take the
amount collected from the sale made by the charity which may be far
below the Blue Book value; Consideration of how cars worth more than
$5,000 will need an independent appraisal when donated.Full Text Word Count:176P
WHAT'S NEW. (04 Jun 2006) This
article presents advice on tax preparation for taxes due April 15,
2005, focusing on new tax rules. The capital-gains tax cut took effect
in May of last year, creating mind-numbing complexity for Schedule D
filers. This year the rules are simpler--the rate is 15% for long-term
capital gains and qualified dividends--but you can still trip yourself
up. Starting in 2005, if you donate a car to charity, you'll be able to
deduct only the amount the charity netted from selling the car. If you
beat the clock and donated a car to charity in 2004, you can still
deduct the full fair market value. If you gave money to charity for
tsunami relief by Jan. 31, you can take this write-off on either your
2004 or 2005 return. Starting this year--and for 2004 and 2005 only,
under current law--you can deduct either your state and local income
taxes or sales taxes on your federal return as long as you itemize (and
don't fall prey to the AMT). For those who live in states that levy
sales taxes but not income taxes, such as Florida, Nevada and Texas,
this is a huge boon. If you've been taking the standard deduction, this
may be reason enough to itemize.Full Text Word Count:1042Persistent link to this record:
Fortis Says Temporary Health Insurance Is A Valuable Option In Light Of Layoffs. (04 Jun 2006) Deals
with Fortis Health's promotion of short-term medical/health insurance
as an option to protect the health and financial security of
individuals in line with the rising number of layoffs in the United
States. Impact of the layoffs on the demand for temporary insurance;
Features and benefits of short-term medical insurance; Rate of increase
in the sales of short-term medical insurance products.Full Text Word Count:360Persistent link to this record: h
TO-DO LIST FOR GRADS. (04 Jun 2006) Offers
suggestions for recent college graduates. Helpful Web sites for
consolidating government loans; Where to buy temporary health insurance
coverage; Job-hunting.Full Text Word Count:99Pe
Rising in the West? (04 Jun 2006) Discusses
several aspects of America West Airlines, Inc. The company's emergence
from bankruptcy; Brett Levy's views on why the stock is so low and how
much it will earn in 1995.Full Text Word Count:319Persistent link to this record: h
NEWSBRIEFS. (04 Jun 2006) Offers
news briefs related to media and marketing as of April 24, 2000.
Expansion of America West Airlines advertising; New programs launched
by Univision Communications' Hispanic cable television network
Galavision; Promotion of Ingrid Otera-Smart to president-chief
operating officer at Mendoza, Dillon & Asociados; Grant given by
America Online.Full Text Word Count:245Persistent link to this record: h
America West on board for NFL experience, Super Bowl. (04 Jun 2006) Reports
that America West signed a deal to be the official airline of Super
Bowl XXX. Comments from senior director of corporate sponsorships at
National Football League (NFL) Properties; NFL unability to find
year-round airline sponsorship; Reference made to Delta's sponsorship
of Olympics.Full Text Word Count:117Persistent link to this record: h
America West. (04 Jun 2006) Forecasts
on America West Airlines Inc.'s stock market performance. Losses in
sales; Estimated percentage of growth in earnings; Price per earnings.Full Text Word Count:474Persistent link to this record: h
America West opens $24 mil review. (04 Jun 2006) Reports
on America West Airlines' decision to open its advertising account into
review. The current handling of the account by Team One, a unit of
Saatchi & Saatchi Advertising; The reason for the review.Full Text Word Count:68Persistent link to this record: ht
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